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A wide variety of issues related to your vehicle are covered by gap insurance. But one thing you want to keep in mind in Hertford is gap insurance’s intention to cover vehicle damage, but not property or bodily injury. Noting that distinction, here’s what gap insurance does and doesn’t cover:
Remember when asking “what does gap insurance do?” you’re looking at coverage in the event of total loss during an accident. This might be optional coverage, but it’s a good idea to at least talk with your insurance company to see what it offers, specifically.
No, you don’t need gap insurance. But it does come highly recommended when purchasing a new car and examining all your insurance plans and financing options. Gap insurance is especially helpful if you find yourself considering a plan that includes deductible coverage offered by your dealership. Most importantly: Peace of mind comes with this coverage, and it will certainly save you money in the unfortunate event of an accident. Speak with our finance team to talk about buying gap insurance.
No matter where you are in your purchase cycle – whether you’re ready to buy or just starting to look – you should certainly know about your various options for insurance. Make sure you understand exactly what you need, and want, before purchasing a car. Visit us today near Edenton with any questions, or contact us in advance.